By installing or using ExpensO - The Expense Organiser ("the App") you agree to these Terms. If you do not agree, do not use the App. Please also read the Privacy Policy, which forms part of these Terms.
The free version of the App is ad-supported (Google AdMob). A one-time, non-consumable purchase, "ExpensO Full", removes all ads and unlocks any features a given release reserves for it. Sections 5 and 6 govern both.
The developer grants you a personal, non-exclusive, non-transferable, revocable licence to install and use one copy of the App on devices you own or control, for your own personal, non-commercial finance tracking. The App is proprietary to the developer; these Terms govern your use of the installed App.
You may not: reverse engineer except to the extent that restriction is prohibited by law; rent, lease, sell, sublicense, or distribute the App; circumvent the security or licensing of the App; or use the App to build a competing product.
The App is a tool for recording and visualising information you enter. It does not provide financial, investment, tax, accounting, or legal advice, and nothing in it is a recommendation to take or not take any financial action. Figures, projections, budgets, and "pacing" indicators are informational only and may be wrong or incomplete. You are solely responsible for your financial decisions. Consult a qualified professional where appropriate.
The developer has no access to your data and accepts no responsibility for any loss, corruption, or failure to recover it, howsoever caused.
You agree not to use the App: to break any law; to store data you have no right to store; to attempt to gain unauthorised access to another person's device or sync group; or in any way that could damage, disable, or impair the App or interfere with another user's use of their own devices.
Card numbers, CVVs, and similar full payment credentials are rejected on entry by design. Do not attempt to work around this.
If you enable cloud sync, your use of Google Drive and Google Sign-In is subject to Google's own terms and privacy policy. Store billing is subject to Google Play / Apple App Store terms. If you enable online exchange rates, that lookup uses a third-party rates provider. The developer is not responsible for third-party services.
The App, its name, its design, its source code, and its documentation are owned by the developer and protected by copyright and other laws. The data you enter remains yours. Open-source components remain under their own licences.
The App is provided as-is. The developer may update, change, or discontinue the App or any feature at any time, and may change these Terms; material changes are signalled by an incremented in-app version and the startup disclosure is shown again. Continued use after a change means you accept the updated Terms.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE", WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, ACCURACY, AND NON-INFRINGEMENT. THE DEVELOPER DOES NOT WARRANT THAT THE APP WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT DATA WILL NOT BE LOST OR CORRUPTED.
Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law (including liability for death or personal injury caused by negligence, or for fraud).
TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE DEVELOPER WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF DATA, PROFITS, REVENUE, OR GOODWILL, ARISING OUT OF OR RELATING TO YOUR USE OF OR INABILITY TO USE THE APP. THE DEVELOPER'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE APP OR THESE TERMS WILL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID FOR THE APP IN THE 12 MONTHS BEFORE THE CLAIM, OR (B) INR 1,000.
You will indemnify and hold the developer harmless from any claim arising out of your misuse of the App or your breach of these Terms, to the extent permitted by law.
These Terms apply while you use the App. You may stop at any time by uninstalling it. The licence in Section 1 terminates automatically if you materially breach these Terms. On termination you must stop using and delete the App.
These Terms are governed by the laws of India, without regard to conflict-of-law rules. Subject to any non-waivable right you have to bring proceedings in your country of residence, the courts at the developer's place of residence in India have exclusive jurisdiction. The UN Convention on Contracts for the International Sale of Goods does not apply.
If any provision is held unenforceable, the rest remains in effect. Failure to enforce a provision is not a waiver. These Terms and the Privacy Policy are the entire agreement between you and the developer regarding the App.